Reducing dispute contact rates for CX agents by 90%

Product Manager, Engineers

Role

Product Design

At

Tamara

With

Overview


During the last quarter of 2024, we launched the in app dispute flow that allowed users to manually raise disputes in the Tamara app without having to reach out to our support agents. The release of this feature resulted in 90% decrease of contact rates to our CX agents for raising a dispute.


3 million tamara users

IOS and Android

Product design

Platform

Users

Key areas

Why cant we allow users to manually do this?

They usually call us and it takes a lot of time.

- Customer agent

The core issue

After raising a dispute, users frequently contact CX agents for status updates due to limited app visibility, increasing contact rates and user frustration.

Contacting Tamara before the merchant

After a purchase, Tamara has limited visibility into order delivery or condition. If a user is dissatisfied, CX agents escalate the issue to the merchant and await their response. To streamline this process, users should be directed to contact the merchant for order-related issues.

Lack of visibility of status of dispute

After raising a dispute, users frequently contact CX agents for status updates due to limited app visibility, increasing contact rates and user frustration.

Insufficient documents to support users claims

Users often contact Tamara support without sufficient documents, delaying CX agents' ability to assist efficiently.

How does success look like?

📉

Reduced contact rates

☺️

Improved user experience

Solutions

📉Reduced contact rates

When users raise a dispute and select order-related issues, they are given the option to contact the merchant directly. This highlights to users that reaching out to the merchant may lead to a faster resolution.

Users can easily raise a dispute directly within the app, eliminating the need to contact support through multiple channels for assistance.

☺️ Improved user experience

Users can view and track the status of their dispute at every step of the process, ensuring full visibility of the system.

📉Reduced contact rates

Clearly informing customers about the required documents for their dispute helps them identify what is needed and upload the files accurately without errors.

☺️ Improved user experience

IMPACT

After launching the in app dispute we reduced user contact rates regarding disputes by 90%. Almost all disputes are raised through the app.

Learnings


Designing this feature was a new challenge for me. In product development, success metrics usually, and rightly, center on the customer experience. However, in this case, taking an introspective look at the experience of our CX agents allowed us to identify process inefficiencies and develop solutions that delivered significant value to both employees and users and reduced business expenses.